Workers’ Compensation Insurance in Athens & Columbus, GA

Georgia employers with three or more employees must carry workers compensation insurance. This includes full-time, part-time and seasonal workers. Corporate officers count toward the employee threshold, even if they waive their coverage.

Failing to comply can result in penalties, fines and exposure to lawsuits. The stakes can be even higher for companies operating in industries with higher injury rates, such as construction or manufacturing.

Workers’ compensation insurance typically applies to injuries or illnesses that occur during employment. This may include medical treatment, wage replacement and rehabilitation services. In cases involving disputes or appeals, the Georgia State Board of Workers’ Compensation oversees the process and provides guidance.

How to Get Coverage

Georgia employers can purchase workers compensation insurance through private carriers or apply to become self-insured if they meet financial and administrative criteria. Some industries may also participate in group self-insurance programs, which pool resources among multiple businesses.

Learn More

If you’re ready to explore workers compensation insurance for your Georgia business, contact La Oficina Insurance Agency to discuss your needs and learn about available options.