Workers’ Compensation Insurance in Athens, GA

One of business owners’ many responsibilities is obtaining the proper insurance coverage. Businesses need a wide range of insurance coverage, including workers’ compensation, to financially protect themselves, their assets and their employees.

What Is the Purpose of Workers’ Compensation Insurance?

Workers’ compensation is one element of a business insurance policy. It serves two primary purposes:

1. It ensures that injured workers receive financial help when they have experienced a work-related injury or illness.

2. It may help protect employers from lawsuits by workers injured while working.

What Does Workers’ Compensation Insurance Cover?

Workers’ compensation typically covers injuries an employee sustains while performing tasks in the course and scope of their job. In addition to injuries from accidents, workers’ compensation insurance may also cover certain illnesses and occupational diseases contracted due to employment.

Who Does Workers’ Compensation Insurance Cover?

Typically, all employees are covered by workers’ compensation insurance.

When Is Workers’ Compensation Insurance Required?

Each state has its requirements for workers’ compensation. In Georgia, businesses that employ three or more people typically need workers’ compensation coverage. The exact amount of coverage may vary based on the number of employees. Without workers’ compensation, a business could be liable for employees’ injuries or illnesses and could face legal penalties.

How to Get Workers’ Compensation in Georgia

We’re ready to help you secure workers’ compensation coverage for your business. Contact La Oficina Insurance Agency today for more information or a quote.